Government Loft Insulation Scheme – Boost Home Efficiency
High energy bills and cold winters can really get you down. Heat leaks out through lofts that aren’t insulated properly, so your home feels colder, and your bills keep going up. The government's loft insulation scheme aims to help by funding energy‑saving insulation measures for eligible homes, keeping more heat in, lowering costs, and improving comfort. It also gives you more control over how you use energy.
Many people don’t realise that financial help is still available,e even though some referral services have closed and processes have shifted. If you’ve ever asked, “Is there a government scheme for loft insulation?”, the answer remains yes — support still exists through the Great British Insulation Scheme and related programmes that run until 2026, although you may need to contact an obligated energy supplier directly to check eligibility and availability. This guide will walk you through who qualifies, where to find support now, and how loft insulation works with other energy‑saving steps to help your home stay warm and efficient.
Understanding Government Support for Loft Insulation
What Is the Government Loft Insulation Scheme?
Many households worry about cold rooms and rising bills — the Government Loft Insulation Scheme exists to make homes warmer and cheaper to run. Support is now delivered through targeted programmes rather than a single, always-open grant: the main national route is the Great British Insulation Scheme (GBIS), administered by Ofgem. The central GOV. The UK referral portal closed in October 2025, but some energy suppliers and local schemes still accept direct applications.
Availability, therefore, varies by timing, household income, EPC rating, and local delivery arrangements, so it’s best to check GOV.UK and contact your supplier or council to see which route applies to your home.
Who Qualifies for the Scheme?
Not every home or homeowner can get help, but a lot of people do. The government loft insulation scheme is mainly aimed at homes that need better insulation. Here’s who might qualify:
Homes with little or no loft insulation.
Houses where existing insulation is old or damaged.
Households on means-tested benefits or with low incomes.
Properties with low EPC ratings or older housing stock.
Where eligible, measures may be offered under a free government scheme for loft insulation or heavily subsidised programmes. A quick government scheme loft insulation phone call to your supplier or local authority will confirm whether you qualify.
Where To Find Support Now
Because several schemes have changed or closed at different dates, follow this practical route to secure help and avoid bad installs:
Check official sources first — start at GOV.UK or Ofgem pages for the Great British Insulation Scheme and the Warm Homes: Local Grant to see live guidance and regional variations.
Contact your energy supplier — some suppliers still take direct applications for GBIS/ECO-style support even where the central portal is closed.
Verify installer accreditation — use TrustMark or PAS-2035/Retrofit Coordinator accreditation lists. Recent government action has banned several installers over poor workmanship, so check credentials before you book.
Request an in-home assessment and written quote — a proper survey should identify whether loft top-up, replacement, or ventilation work is needed; avoid offers that skip inspection.
Confirm consumer protections and warranties — ensure work is covered by TrustMark/Ofgem protections and ask how fixes will be handled if problems appear later.
If you are not eligible, look for local help — local authority programmes (e.g., Warm Homes: Local Grant), fuel-poverty charities, and council retrofit offers sometimes provide targeted funding.
How Loft Insulation Improves Home Comfort and Cuts Energy Costs
Insulating your loft brings some real perks. Here’s what you get:
Keep your home warmer
Loft insulation slows heat loss through the roof, so rooms stay warmer for longer in cold UK winters. That means the central heating runs for shorter periods and your home holds temperature more evenly, reducing cold spots and draughts. It also helps manage moisture and condensation risks in older properties, which improves overall indoor comfort.
Lower energy bills
When lofts retain heat more effectively, households use less energy to maintain the same comfort level. Lower heating demand translates into smaller gas or electricity consumption and noticeable savings on seasonal bills. Over time, the reduced runtime of boilers or heat pumps compounds into meaningful energy savings and helps improve a home’s EPC rating.
Reduce noise and improve comfort
Insulation in the loft also dampens external noise such as rain on the roof, traffic and neighbours, making living spaces quieter and more restful. The result is a more comfortable home environment for sleeping, working and relaxing, especially in urban settings where outdoor noise is common.
Boost overall energy efficiency
If you want to take energy savings a step further, pair loft insulation with an EcoFlow DELTA Pro 3 Portable Power Station. This portable power station helps you use electricity more efficiently by reducing wasted energy and supporting smoother household operation. It allows you to power small appliances or devices without relying solely on the grid, making your home smarter and more energy-efficient overall.
EcoFlow DELTA Pro 3 Portable Power Station
Combine Loft Insulation with Solar Power
Loft insulation helps keep heat inside your home. Rooms stay warmer in winter. You don’t have to run the heater as much. It also keeps the house cooler in summer. Adding solar power makes this even better. Solar energy gives electricity straight from sunlight. You use less from the grid. Together, insulation and solar power make your home cheaper to run. You waste less energy. Bills become more predictable. Life at home feels easier and more comfortable.
A portable power station paired with solar panels adds extra flexibility to this setup. Solar panels capture daylight energy, which can then be stored and used to run lights, small appliances, or outdoor equipment whenever needed. Even on days with weaker sunlight, stored solar electricity helps cover everyday power needs. Insulation keeps warmth where it belongs, while stored solar energy supports daily electricity use, resulting in a home that is both energy-efficient and resilient.
For homeowners looking for a reliable solution, the EcoFlow DELTA 3 Max Plus Portable Power Station (2048Wh) works especially well with solar panels. With up to 1000W solar input, it can absorb a large amount of solar energy in a short time. When connected to compatible panels, it can recharge from 0 to 80 per cent in as little as 96 minutes, delivering a faster and more flexible solar setup. In an insulated home, this combination helps maintain indoor comfort while providing steady, renewable power, making everyday energy use simpler and more predictable.
EcoFlow DELTA 3 Max Plus Portable Power Station (2048Wh)
Conclusion
The government's loft insulation scheme really helps make your home warmer. Loft insulation keeps heat inside. Rooms stay cosy in winter. It can also lower your electricity bills a bit over time. Adding a solar generator makes things even better. You can run lights and small appliances without using too much power from the grid. It also helps waste less energy. Joining the scheme is easy. You get more control over your home’s energy. It can protect your family from high costs or surprise bills. The house feels more comfortable day to day. You save money slowly but steadily. Taking action now means you start seeing benefits sooner. Your home becomes warmer, easier to manage, and more energy-efficient. It just works better for your family every day.
*Disclaimer: Before reading this guidance, please note that government programs such as rebates, bonuses, and tax credits can vary based on individual circumstances, eligibility criteria, and policy changes. EcoFlow does not provide any assurances or guarantees concerning potential financial incentives associated with our products. Any information in this guidance is provided solely for educational purposes and shall not be construed as legal, tax, or financial advice. We recommend you consult official program guidelines or seek advice from qualified professionals for accurate and personalised information.
FAQs
Is the government doing free loft insulation?
Yes, UK schemes like ECO4 and the Great British Insulation Scheme (GBIS) offer free or subsidised loft insulation for eligible homes to reduce energy bills and emissions. While GBIS applications have closed, some energy suppliers still provide support until March 2026.
Who qualifies for the government insulation scheme?
Eligibility depends on your home’s energy efficiency (usually EPC D–G) and household circumstances. Low-income households or those on certain benefits are prioritised. Homeowners and private tenants (with permission) may qualify, but the criteria vary by scheme and area.
How to apply for a roof (loft) grant?
To join a UK loft insulation scheme, check eligibility via government tools or your energy supplier. If approved, a home assessment is arranged, and an installer carries out the work. Contact suppliers or local authorities directly, as GBIS online applications are closed.